Profile Overiew - RightCapital Help Center

The Profile tab is a crucial area that serves as the foundation of each and every client plan. Within this area, you can review and update all of the baseline information that was entered during the initial data entry process for a given household. The information entered within the Profile tab will be directly reflected by the Current Plan within the Retirement Analysis module, and will be used as the basis for new proposals:

The Profile is made up of seven subtabs: Net Worth, Goals, Income, Savings, Expenses, Family, and Blueprint. Below you will find a brief overview of each subtab, followed by links to the dedicated data entry articles and training videos for each section of the Profile.

New to RightCapital?

If you're new to RightCapital and are looking for a more general overview of the data entry process, we recommend the Creating Your First Plan webinar. This webinar occurs every Tuesday at 2:00pm ET.

Click here to register.

Net Worth

The Net Worth section of the Profile is where all of a client's assets and liabilities are entered, along with their current balances. This area is where you will enter bank accounts, credits cards, investment accounts, stock plans, loans, properties, insurance policies, and other assets. There are three ways to enter accounts in the Net Worth tab:

If you are a premium or platinum subscriber, your clients can link their accounts directly to RightCapital via Account Aggregation. This will automatically pull in current balances and position-level account data.
If you have one or more advisor-level Integrations set up, you can link a client's accounts directly to their RightCapital financial plan. This will automatically pull in current balances and position-level account data.
Accounts can always be added manually to a client's Net Worth by clicking the Add Account button, and selecting an account type.

For more detailed information on the Net Worth section of the Profile, please feel free to utilize the resources below:

Goals

Income

The Income section of the Profile is where the household's primary income sources are entered. This includes client salaries and social security benefits, as well as other income streams such as self-employment income, pension income, and more.

For clients with W2 income, click into the pre-populated Salary cards to enter the annual amount and duration of each salary. For clients without W2 income, these cards can be removed.
Click on the Social Security cards to enter each client's current or future retirement benefits. For more on entering Social Security, click here.
Add additional income streams (self-employment, pension, bonus, etc.) by clicking the Add Income button in the upper right.

For more detailed information on the Income section of the Profile, please feel free to utilize the resources below:

Income - Data Entry
Income - Training Video

Savings

Expenses

Family

The Family section of the Profile is where the members of the household are entered. This area is where you will enter names, birthdays, planning horizons, and the resident state. This tab is always the first step of the initial data entry process after creating a new household.

Click into the Client and Co-Client cards to update names, birthdays, and planning horizons (the assumed date of death for each client).
Enter the resident state (where the clients live) within the Client card. This input is used for state tax calculations.
Add additional family members, like children and grandchildren, via the Add Participant button in the upper right.

For more detailed information on the Family section of the Profile, please feel free to utilize the resources below:

Family - Data Entry
Family - Training Video